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Your client stays yours
We never solicit or re-market to your clients
We update you at every stage of negotiation
You stay in the loop
Quick Turn Around
We contact your client ASAP to get your client closed!
Agent Friendly Process
Client info stays confidential
Experienced
Nationwide Service
Our commitment to you
What every referring agent can expect
We know you're putting your professional reputation on the line when you refer a client. Here's exactly what we promise.
Your Client Stays Yours
We never market to, solicit, or re-engage your clients after the transaction. They are yours before, during, and after the short sale closes.
Expert negotiation
Our Chief Short Sale Negotiator, personally handles lender communication — bringing experience, persistence, and results.
You're kept informed
We copy you on major milestones — file submission, lender acknowledgment, approval, and closing. No surprises, ever.
Complete documentation
We prepare the full hardship package, BPO coordination, and all required lender paperwork — so nothing falls on you or your client.
We respect your timeline
We coordinate directly with you on offer deadlines, listing requirements, and lender timelines to keep the deal on track.
Deficiency waiver pursuit
We fight to get deficiency waivers included in every approval, protecting your client from lingering debt after the sale closes.
THE PROCESS
How an agent referral works
Submit Your Client Info
Fill out our short form with your client's basic info and situation.
1
We Contact Your Client
Within 1 business day we reach out to introduce ourselves and begin the intake.
2
Prepare
the File
We build the complete hardship package and submit to the lender.
3
3
Lender Negotiation
We will manage all bank communication until approval is secured.
4
CLOSING!
The deal closes. You get paid. Your client moves forward debt-free.
5
SUBMIT A REFERRAL
Ready to Refer a Client?
Takes less than 3 minutes. We'll take it from here!
What We Handle for You
All direct lender and servicer communication
Hardship letter and complete file preparation
BPO coordination and dispute support
Approval and deficiency waiver negotiation
Timeline management to protect your listing
Milestone updates to keep you in the loop
WHY AGENTS CHOOSE "THE OWNERS LEAF"
We Make You Look Good!
We Protect Your Relationship
Your client came to you in crisis. We handle the hard conversations with the bank so you remain their trusted advisor throughout.
Higher Chance of Approval
Experienced lender negotiation dramatically improves the odds of short sale approval over DIY attempts.
Deals Close on Time
We stay on top of lender deadlines and proactively manage timelines so your listing stays alive and your commission stays intact.
Your Reputation Grows
You will build a reputation as the agent who "takes care of" their clients — even in hard situations.
COMMON QUESTIONS
Questions From Agents
Never. Your client is your client. Our engagement ends at closing and we have a strict policy against marketing to referred clients. We exist to support the agent relationship, not replace it.
Within 1 business day of receiving the referral form. We'll introduce ourselves, gather additional information, and begin the intake process. We'll also notify you that contact has been made.
We work with all major lenders and servicers nationwide — including Wells Fargo, Bank of America, Chase, Nationstar, Ocwen, SPS, and others. If your client's lender isn't listed, contact us and we'll let you know upfront.
Yes. We copy the referring agent on all major milestones: file submission, lender acknowledgment, any BPO scheduling, approval decisions, and closing confirmation. You'll never be left wondering what's happening.
We regularly work with clients who have active foreclosure proceedings. Time is critical in those cases — submit the referral immediately and we will prioritize the file to maximize available options.