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THE PEOPLE BEHIND "THE OWNERS LEAF"

Led by Experts

Driven by Results

Our leadership team brings together real estate expertise, operational discipline, and relentless lender negotiation — all in service of one goal: giving homeowners a real way out of financial hardship.

"We started Owners Leaf because homeowners in crisis deserve experts who will fight for them — not leave them to navigate lenders alone. Every file we take on is personal."
 

— Jason Lash, CEO & Founder

Experienced Negotiator

Client-First Approach

Nationwide Coverage

Free Initial Consultation

Our Leadership

Meet the Team

Specialists, one mission — making sure homeowners and the agents who serve them have the strongest possible advocate in every short sale.
Chief Fexecutive Officer
Jason Lash

Jason Lash

CEO & Founder
Jason founded Owners Leaf after seeing firsthand how many homeowners in financial distress were left to navigate complex lender processes completely alone — often making decisions with incomplete information and no professional advocate in their corner.

His vision was simple: build a company where every homeowner, regardless of their situation, has access to expert short sale mitigation. Under his leadership, Owners Leaf has grown into a trusted resource for both homeowners facing hardship and the real estate agents who serve them.

Jason sets the company's strategic direction, drives lender relationship development, and ensures that every client interaction reflects the company's core commitment to transparency and results.
"A homeowner in crisis doesn't need a lecture about their situation — they need a plan. Our job is to be that plan."
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Heather Garvin
President

Heather Garvin

President & Founder
Heather is the operational backbone of Owners Leaf. As President, she oversees every aspect of the client experience — from the moment a homeowner submits their first inquiry to the day the short sale closes. Her obsessive attention to process means no file gets lost, no deadline gets missed, and no client is left wondering what happens next.

With deep roots in real estate transactions, Heather understands the stakes on every level — for the homeowner, for the referring agent, and for the integrity of the deal. She has built internal systems that allow the team to manage complex files efficiently without ever sacrificing the personal attention each client deserves.

Agents who refer clients to Owners Leaf consistently point to Heather's team as the reason they trust the process — responsive, organized, and always professional.
"Every file has a family behind it. We treat every case with the same urgency we'd want if it were our own home."
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Jhamie BV
Lead Negotiator

Jhamie BV

Chief Short Sale Negotiator
Jhamie is the voice homeowners need when facing a bank. As Chief Short Sale Negotiator, Jhamie leads every lender interaction — managing approvals, pushing for deficiency waivers, coordinating BPO challenges, and navigating the complex timelines that define whether a short sale succeeds or collapses.

Working with all major lenders and servicers across the country, Jhamie has developed a deep understanding of what each institution requires, what language resonates, and when to push harder. Clients who were told by lenders that their situation was "impossible" have watched Jhamie turn those decisions around through persistence, documentation, and expertise.

For referring agents, Jhamie represents exactly the kind of specialist they want handling their clients — someone who takes the outcome personally and won't stop until the approval comes through.
"Lenders say no every day. My job is to make sure they understand why they should say yes to our clients."
WHAT DRIVES US

Our Values

Transparency
 

No surprises. We explain every step in plain language so you always know where you stand.

Compassion
 

Financial hardship is stressful. Every client is treated with genuine empathy and respect.

Results
 

We're judged by outcomes — lender approval, deficiency waiver, and a clean close.

Integrity
 

We do what we say, we say what we do, and we never compromise your trust.

Our mission is to give every homeowner a fighting chance.

Short sales are complex, emotional, and time-sensitive. Most homeowners don't know what their lender actually requires, what documents matter most, or how to push back when a bank says no.

Owners Leaf was built to close that gap — putting experienced negotiators between homeowners and lenders so that every client gets the strongest possible outcome.

All 50

States Served Nationwide

$0

No Upfront Cost

Fast

Response Time

100%

Confidential - Always!

For Agents and Homeowners

Why people trust our team

We never market to referred clients after closing. Your relationship is protected and your trust is earned for life.

Client-First, Always

Homeowners and agents get milestone updates throughout the process — no one is left wondering what's happening.

Stay Updated!

We work with all major servicers nationwide and understands what each one requires to approve a short sale.

Great Experience

Ready to work with our team?

Whether you're a homeowner in hardship or an agent with a client who needs help — we're one call away.

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